Expensive Mazda 3 insurance in Albuquerque can deplete your accounts and make it tough to pay other bills. Doing a price comparison can save money and help to lower your monthly bill.

Insurance quote for Mazda 3 in AlbuquerqueAstonishing but true according to a recent study, the vast majority of drivers have purchased from the same company for over three years, and just under half have never taken the time to shop around. Most drivers in Albuquerque can save hundreds of dollars each year just by shopping around, but they don't believe how much money they would save if they switched to a more affordable policy. There are many insurance companies to pick from, and though it is a good thing to have a choice, lots of choices makes it harder to compare rates and find the lowest cost car insurance.

Earn discounts on Albuquerque insurance

The price of auto insurance can be rather high, but you may qualify for discounts that could drop your premiums quite a bit. Some trigger automatically when you quote, but some may not be applied and must be inquired about prior to getting the savings.Save money with discounts

A little disclaimer on discounts, some of the credits will not apply to the entire cost. Most only reduce individual premiums such as comp or med pay. Despite the appearance that you can get free auto insurance, it doesn't quite work that way.

The best insurance companies and the discounts they provide are:

When quoting, ask every company how you can save money. Some of the discounts discussed earlier may not be offered in every state. To find insurers who offer online Mazda 3 insurance quotes in New Mexico, click here.

The best way to compare insurance rates from multiple companies is to know the trick all the major auto insurance companies allow for online access to compare rate quotes. To start a quote, the only thing you need to do is spend a couple of minutes providing details such as if you went to college, the make and model of your vehicles, if the car is leased, and how much coverage you want. Those rating factors is then submitted to multiple different insurance companies and you get price estimates instantly to find the best rate.

To check rates for your Mazda 3 now, click here and enter the information requested.

The companies in the list below offer price quotes in Albuquerque, NM. If multiple providers are shown, we recommend you get price quotes from several of them to get a more complete price comparison.

Mazda 3 Insurance Cost Estimates in Albuquerque, NM
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
3 I Sport 4-Dr Sedan $132 $272 $364 $22 $108 $898 $75
3 I SV 4-Dr Sedan $174 $332 $364 $22 $108 $1,000 $83
3 I Touring 4-Dr Sedan $242 $484 $328 $20 $98 $1,172 $98
3 S Sport 4-Dr Hatchback $276 $568 $390 $24 $116 $1,374 $115
3 S Sport 4-Dr Sedan $192 $382 $434 $26 $130 $1,164 $97
3 S Grand Touring 4-Dr Hatchback $224 $458 $390 $24 $116 $1,212 $101
3 S Grand Touring 4-Dr Sedan $228 $398 $322 $20 $96 $1,064 $89
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and New Mexico minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Estimates do not factor in zip code location which can modify premiums greatly.

Premiums by gender and age

The information below visualizes the comparison of Mazda 3 premium costs for male and female drivers. The price estimates are based on no accidents or driving violations, full coverage, $250 deductibles, drivers are not married, and no discounts are applied.

When in doubt talk to an agent

When it comes to choosing proper insurance coverage, there really isn't a one-size-fits-all type of policy. Everyone's situation is a little different and a cookie cutter policy won't apply.Safe vehicles cost less to insure Here are some questions about coverages that can help discover whether your personal situation might need professional guidance.

If you can't answer these questions, you may need to chat with a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier It only takes a few minutes and can provide invaluable advice.

Local Albuquerque insurance agencies

Many drivers just want to talk to a local agent and that is not a bad decision Licensed agents can help you choose the best coverages and help submit paperwork. A good thing about comparing rates online is that you can obtain the lowest rates and also buy local. And providing support for small agencies is still important in Albuquerque.

Albuquerque insurance agentsTo make it easy to find an agent, after completing this simple form, your insurance coverage information is emailed to participating agents in Albuquerque that can provide free Albuquerque car insurance quotes to get your business. It makes it easy because there is no need to search for any insurance agencies as quotes are delivered to you. If you need to quote rates from a specific insurance company, don't hesitate to visit that company's website and fill out the quote form the provide.

If you want to buy car insurance from a local Albuquerque insurance agent, there are a couple of different agency structures that differ in how they can insure your vehicles. Car insurance agencies are either exclusive or independent agents depending on their company appointments. Either one can handle car insurance, but we need to point out the differences since it may influence which type of agent you select.

Independent Agents

These type of agents are normally appointed by many insurers and that gives them the ability to insure with multiple insurance companies and find you the best rates. If they quote lower rates, they can switch companies in-house and the insured can keep the same agent. If you are comparing car insurance prices, we highly recommend that you include price quotes from a few independent agents so that you have a good selection of quotes to compare.

Shown below is a list of independent agencies in Albuquerque that may be able to give free car insurance rate quotes.

6211 San Mateo Blvd NE #120 - Albuquerque, NM 87109 - (505) 881-2645 - View Map

320 Gold Ave SW # 700 - Albuquerque, NM 87102 - (505) 766-9676 - View Map

J. B. Martin Insurance Agency
8500 Menaul Blvd NE #345 - Albuquerque, NM 87112 - (505) 888-8846 - View Map

More Albuquerque agents

Exclusive Car Insurance Agencies

Exclusive agents generally can only insure with one company and examples are Farmers Insurance, American Family, State Farm and Allstate. Exclusive agents cannot compare other company's rates so it's a take it or leave it situation. They are usually well trained on their company's products which can be an advantage.

Shown below is a list of exclusive agents in Albuquerque that can give you price quotes.

3904 Carlisle Blvd NE c - Albuquerque, NM 87107 - (505) 881-7000 - View Map

Ray Pratt - State Farm Insurance Agent
9998 Montgomery Blvd NE a - Albuquerque, NM 87111 - (505) 298-7579 - View Map

4420 4th St NW - Albuquerque, NM 87107 - (505) 242-6231 - View Map

More Albuquerque agents

Picking an insurance agent should include more criteria than just the premium amount. Any agent in Albuquerque should be willing to answer these questions.

Upon receiving good feedback for all questions you ask and an acceptable price quote, it's possible that you found a car insurance agent that meets the requirements to service your policy. Just be aware that you have the power to terminate your policy any time you want so don't feel that you are permanently stuck with any specific agency for the full policy term.

Be persistent to save money

Cheap Mazda 3 insurance in Albuquerque is attainable both online in addition to many Albuquerque insurance agents, and you should compare price quotes from both to get a complete price analysis. Some companies may not offer online price quotes and many times these smaller providers work with independent agents.

While you're price shopping online, it's not a good idea to reduce coverage to reduce premium. There have been many cases where drivers have reduced liability coverage limits and learned later that their decision to reduce coverage ended up costing them more. Your focus should be to buy enough coverage at a price you can afford while still protecting your assets.

Even more information can be read at these sites: